
Mermaids
After yet another failed relationship, Mrs. Flax (Cher) ups her family to the east coast to start all over again. Reluctantly dragged along with her is her daughter Charlotte - going through a very confusing time of her life - who wants to become a nun, and instead falls in love with a quiet, mild-mannered church employee, to the mixed response of her mother. Set at around the time of the Kennedy Assassination.
Working with a mid-range budget of $31.0M, the film achieved a modest success with $35.4M in global revenue (+14% profit margin).
4 wins & 1 nomination
Plot Structure
Story beats plotted across runtime


Narrative Arc
Emotional journey through the story's key moments
Story Circle
Blueprint 15-beat structure
Arcplot Score Breakdown
Weighted: Precision (70%) + Arc (15%) + Theme (15%)
Mermaids (1990) showcases precise story structure, characteristic of Richard Benjamin's storytelling approach. This structural analysis examines how the film's 15-point plot structure maps to proven narrative frameworks across 1 hour and 50 minutes. With an Arcplot score of 7.1, the film balances conventional beats with creative variation.
Structural Analysis
The Status Quo at 1 minutes (1% through the runtime) establishes Charlotte narrates their nomadic life: her mother Rachel constantly uprooting the family whenever a relationship fails. We see them arriving in yet another new town (Massachusetts, 1963), unpacking boxes, Charlotte obsessing over saints and catastrophe while her mother dances and her young sister Kate swims.. Significantly, this early placement immediately immerses viewers in the story world.
The inciting incident occurs at 12 minutes when Charlotte encounters Joe Poretti, the handsome 26-year-old caretaker at the convent and bus driver. She is immediately infatuated. This disrupts her religious fixation and introduces adult desire into her adolescent world of saints and martyrdom fantasies.. At 11% through the film, this Disruption aligns precisely with traditional story structure. This beat shifts the emotional landscape, launching the protagonist into the central conflict.
The First Threshold at 27 minutes marks the transition into Act II, occurring at 24% of the runtime. This indicates the protagonist's commitment to Charlotte actively chooses to pursue Joe, showing up at the convent tower where he rings the bell. She crosses from passive fantasy into active pursuit of this dangerous (older man, forbidden) attraction. This is her choice to enter the "new world" of sexuality and adult complexity., moving from reaction to action.
At 56 minutes, the Midpoint arrives at 50% of the runtime—precisely centered, creating perfect narrative symmetry. Significantly, this crucial beat False defeat: Rachel discovers Charlotte's relationship with Joe (or Charlotte confesses/is caught). The secret is exposed. Rachel, protective and outraged at the age difference, forbids the relationship. The stakes raise dramatically—what was secret and exciting becomes exposed and dangerous. The fun is over., fundamentally raising what's at risk. The emotional intensity shifts, dividing the narrative into clear before-and-after phases.
The Collapse moment at 82 minutes (75% through) represents the emotional nadir. Here, Kate nearly drowns. Charlotte, distracted by her drama with Joe and conflict with Rachel, fails to watch her sister. Kate falls through ice or into the pool and goes under. This is the "whiff of death"—literal near-death. Charlotte's self-absorption has nearly killed her sister. The family is shattered., reveals the protagonist at their lowest point. This beat's placement in the final quarter sets up the climactic reversal.
The Second Threshold at 87 minutes initiates the final act resolution at 79% of the runtime. Kate survives (救 saved by Joe, who performed CPR). This near-tragedy clarifies what matters: family, real connection, presence over fantasy. Charlotte realizes she must let go of both her religious obsessions and her inappropriate relationship with Joe. Rachel realizes she must stop running. New understanding enables them to move forward., demonstrating the transformation achieved throughout the journey.
Emotional Journey
Mermaids's emotional architecture traces a deliberate progression across 15 carefully calibrated beats.
Narrative Framework
This structural analysis employs proven narrative structure principles that track dramatic progression. By mapping Mermaids against these established plot points, we can identify how Richard Benjamin utilizes or subverts traditional narrative conventions. The plot point approach reveals not only adherence to structural principles but also creative choices that distinguish Mermaids within the comedy genre.
Richard Benjamin's Structural Approach
Among the 7 Richard Benjamin films analyzed on Arcplot, the average structural score is 7.1, reflecting strong command of classical structure. Mermaids takes a more unconventional approach compared to the director's typical style. For comparative analysis, explore the complete Richard Benjamin filmography.
Comparative Analysis
Additional comedy films include The Ministry of Ungentlemanly Warfare, The Bad Guys and Lake Placid. For more Richard Benjamin analyses, see Milk Money, The Money Pit and City Heat.
Plot Points by Act
Act I
SetupStatus Quo
Charlotte narrates their nomadic life: her mother Rachel constantly uprooting the family whenever a relationship fails. We see them arriving in yet another new town (Massachusetts, 1963), unpacking boxes, Charlotte obsessing over saints and catastrophe while her mother dances and her young sister Kate swims.
Theme
Rachel tells Charlotte: "You can't keep running from life forever." Ironically spoken by the mother who keeps running from relationships, this captures the film's central theme about learning to stay and face love's imperfections rather than fleeing.
Worldbuilding
Establishment of the Flax family dynamics: Rachel's free-spirited chaos (serving only hors d'oeuvres, unconventional parenting), Charlotte's desperate longing for normalcy and spiritual meaning, young Kate's swimming obsession. Charlotte gets a job at the local shoe store. The family settles into their latest rental house next to a convent.
Disruption
Charlotte encounters Joe Poretti, the handsome 26-year-old caretaker at the convent and bus driver. She is immediately infatuated. This disrupts her religious fixation and introduces adult desire into her adolescent world of saints and martyrdom fantasies.
Resistance
Charlotte debates between her spiritual aspirations and her growing attraction to Joe. She stalks the convent to see him, fantasizes about being a nun, yet becomes increasingly obsessed with Joe. Meanwhile, Rachel meets Lou Landsky, a mild-mannered shoe store owner. Charlotte resists these new complications to her idealized vision of life.
Act II
ConfrontationFirst Threshold
Charlotte actively chooses to pursue Joe, showing up at the convent tower where he rings the bell. She crosses from passive fantasy into active pursuit of this dangerous (older man, forbidden) attraction. This is her choice to enter the "new world" of sexuality and adult complexity.
Mirror World
Rachel and Lou's relationship deepens. Lou represents everything Charlotte claims to want: stability, kindness, commitment. This B-story relationship will thematically teach Charlotte (and Rachel) about accepting imperfect, real love versus fantasy ideals. Lou is patient, steady—the opposite of Rachel's usual pattern.
Premise
The "fun and games" of first love and family chaos: Charlotte and Joe's tentative, inappropriate romance develops through forbidden meetings at the convent. Rachel and Lou grow closer despite her commitment fears. Kate trains obsessively for swimming. Holiday sequences (Thanksgiving, Christmas) show the family attempting normalcy. Charlotte loses her virginity to Joe in the bell tower—the "promise of the premise" for this coming-of-age story.
Midpoint
False defeat: Rachel discovers Charlotte's relationship with Joe (or Charlotte confesses/is caught). The secret is exposed. Rachel, protective and outraged at the age difference, forbids the relationship. The stakes raise dramatically—what was secret and exciting becomes exposed and dangerous. The fun is over.
Opposition
Pressure intensifies on all fronts: Charlotte is forbidden from seeing Joe but defies Rachel, creating intense mother-daughter conflict. Rachel's fear of commitment surfaces as Lou wants more. Charlotte's religious guilt collides with her desires. The family fractures. Rachel considers running away again (her pattern). Everything Charlotte wants—Joe, her mother's stability, family cohesion—slips away.
Collapse
Kate nearly drowns. Charlotte, distracted by her drama with Joe and conflict with Rachel, fails to watch her sister. Kate falls through ice or into the pool and goes under. This is the "whiff of death"—literal near-death. Charlotte's self-absorption has nearly killed her sister. The family is shattered.
Crisis
Dark night of the soul: At the hospital, Charlotte processes her guilt and failure. She faces the consequences of her obsessions (both religious fantasy and romantic fantasy) pulling her away from real responsibilities and real love. Rachel confronts her own failures as a mother. The family sits in crisis, facing potential loss.
Act III
ResolutionSecond Threshold
Kate survives (救 saved by Joe, who performed CPR). This near-tragedy clarifies what matters: family, real connection, presence over fantasy. Charlotte realizes she must let go of both her religious obsessions and her inappropriate relationship with Joe. Rachel realizes she must stop running. New understanding enables them to move forward.
Synthesis
The finale: Charlotte releases Joe and accepts the end of that chapter. Rachel chooses to stay and commit to Lou rather than run (breaking her pattern). The family begins to heal. Charlotte narrates her acceptance of her imperfect, chaotic family and imperfect life. Lou and Rachel's relationship solidifies. Charlotte matures, integrating her romantic/spiritual yearnings with reality.
Transformation
Final image mirrors the opening: the family together, but transformed. Instead of unpacking boxes to run again, they're staying. Charlotte narrates with new wisdom about accepting imperfection. Kate swims confidently. Rachel wears Lou's ring or they're clearly together. The chaos remains, but they're rooted now—no longer running.




